Backpacker Travel Insurance

Backpacking is different from a regular trip in so many ways and that’s why its essential that backpacker travel insurance should be purchased before you travel. It tends to one of the main things that people forget and they may end up regretting it. There are just so many potential hazards with your trip! Firstly, the standards of hygiene differ from country to country. If you’re staying in a youth hostel some are more secure than others. You have to prepare yourself for the fact that you could lost your bag, passport and money! If you’re traveling to remote areas, you’re at a much higher risk than normal. You may have to consider the possibility of mugging. Then of course there’s always the chance of trying some sort of extreme sport, accidents do happen so you must take out an insurance policy before you go.

So what should you look for? Backpacker travel insurance tends to be aimed at individuals of the age of 35 and under although some will cover up to the age of 65. The length of time covered frequently starts at four months and can last anything up to a year. Much like any other type of travel insurance, any pre-existing medical condition has to be declared. If you don’t divulge this information when buying the policy you may find it void at a later date.

As a rough guide, your policy should cover the minimum.

* Baggage and belongings cover;

* A minimum of £1 million personal liability insurance, in case you injure a person or cause damage to their property;

* A minimum of £2 million of medical cover;

* Repatriation, including air ambulance, in the case of serious illness or injury;

* A minimum of £3,000 cancellation/curtailment cover, so you can get home if there is an emergency, such as a death in the family;

* A 24-hour emergency helpline.

As always, ensure you have thoroughly read the policy documents to ensure you’re covered.

Backpackers insurance will cover you for most places in the world although there are certain countries which may be deemed to dangerous. Areas such as Western Europe will be fine but more information about this can be supplied by your insurance provider. The best idea is often to call them, you are the customer and they want your business so they will be interested in meeting your needs.

In summary, backpacker travel insurance is well worth the initial outlay. Don’t put it off, the sooner you book it the better. You’ll have that peace of mind and know that you can concentrate on enjoying your trip!

What Is Travel Insurance for Backpackers?

Generally speaking, travel insurance is insurance proposed to manage economical default or non conformance of travel companies, professional medical spending, and other losses incurred whilst vacationing. These scenarios can occur either in a domestic vacation (touring in your own nation) or around the globe.

Within the travel insurance range, there are also a wide variety of insurances that present protection to a range of travelers. Amongst these are student vacationers, business travelers, adventure vacationers, cruise travelers, overseas tourists, and backpackers, to name a few. All of these different kinds of insurance coverage deliver a distinct protection relating to the type of traveler.

Travel insurance for backpackers in specific, is a specifically customized insurance that supplies an inexpensive coverage for backpackers roaming around globe. So whether sunning oneself on dream shorelines, working your way around, or studying overseas, you will most likely obtain a backpacker insurance coverage at inexpensive prices.

Backpackers insurance is among the most demanded insurance plans in the travel industry since the backpacking niche has become even more recognized throughout the years. Since these types of insurance policies are low-priced, backpackers travel insurance is popular among young adults who travel on minimal funds. Several insurance providers and insurance policies might regulate the insured age (probably 40 years or less, depending), the type of travel you do (for example, gap years), and the longevity of the vacation (weeks or months, and even years).

Quite often, these plans are personalized based mostly on the danger the backpacker will be subjected to; a protection for when the “what if” becomes real. And the truth is that vacationing on a budget often signifies that backpackers can be susceptible to a higher risk to accidents and injuries when abroad.

It comes without saying, that before purchasing your backpackers insurance, make sure to read everything – especially the fine prints – to know what’s covered, what’s not, and under what circumstances. As it has been pointed before, coverage varies from policy to policy.

Backpackers insurance coverage typically performs as an efficient and less expensive choice compared to a single trip insurance plan. It features an array of unique coverage extras such as adventurous activities and sports protection, among other activities often performed by backpackers. But be aware that a traveler does not need to be a backpacker, nor there is the need to be on a tight budget to take advantage from backpackers travel insurance.

Train and Boat Travel – Practical Advice For Backpackers

Boats and trains are two very common modes of transport for backpackers. Here is some advice on how to get the most out of them:

Train

Trains can be quite convenient since it is easy to get up and walk around during your trip. If you do not have a specified seat you might have to be quick when the train arrives. People waiting first in line to get on the train might put clothes and handkerchiefs on multiple seats. Brute force may sometimes be the only option to get a good seat.

Personal Experience

The Japanese Journey

I was on an organized tour in Japan. We were going to take a Shinkansen bullet train to travel out in the country side. As the train rolled away from the station we started to relax and enjoyed the beautiful sights rolling by and the lush nature. After one hour the tour guide realized he had left his bag at the station. After we reached our destination and had settled into our hotel he took the train back to the station and lo and behold: 4 hours after we had left the station the bag was still where he had left it!

Boat

Check where the life jackets and life rafts are located and what to do in an emergency situation. Some ferries have first class tickets on the lowest floor, e.g. China, which may not be so attractive if you travel in an old second-hand ferry with questionable floating capabilities.

Personal Experience

The Zanzibar Storm

I was taking the ferry from Zanzibar back to the mainland. Always the wise guy I started humming the theme song from the movie Titanic (My heart will go on). I had barely ended when a storm hit us with huge waves which broke the electronic equipment and people screaming everywhere (though I am not sure if it was because of the storm or my singing). Kharma seems to have a way of getting back at you…

How to Choose an Ideal Backpack That Will Suit Your Needs? Here Are Your Answers!

Finding an ideal backpack takes time and can be daunting. Simply because there are different needs, for instance a sport person will need a backpack that will carry its dirty uniform as well as other stuff such as water bottle, snacks, etc. And normally sportsman’s uniforms get very dirty and therefore their backpacks will get dirty too, this is why they need a backpack that has a canvas bag that is washable.

A college student on the other hand needs a backpack that will carry his books, laptop or any other study material. This is why students prefer shoulder backpacks, simply because they are very accessible and they look cool too. Some students prefer backpacks that have wheels; it is a matter of preference choice.

There are also travellers who definitely require a backpack that has wheels, so they can easily move things around with ease (just like some students).

Campers also require backpacks; however their needs are somewhat different they need a very large backpack so they can carry a lot of stuff with them, just like soldiers.

And finally there are people who specialize in certain fields of study that require a backpack of different sizes and shapes for their equipment; they need a backpack that is super stylish for their profession. These are:

  • Beauty Consultants
  • Chefs
  • Architects
  • Engineers
  • Doctors
  • Labours
  • Office workers

These are just a few examples of professional workers who require backpacks that differ but suit their needs when carrying around their tools of the trade.

Tips on Backpacking for Beginners

Backpacking is a low-cost travel and a fun way to enjoy the beauty of the world. It is travelling with simplicity, taking all unnecessary off your travel and enjoying the things that really matters: experience and adventure.

When backpacking, take note that you should make your carrying equipment as light as possible. It is advisable that your backpack, sleeping bag, and tent should be five pounds or less combined. The reason behind this is that you don’t want your luggage to become a hindrance once you go hiking. It will also become a reason that you won’t explore the place well enough. Also, you want to avoid having back aches. In some rare occasions, carrying a heavy luggage can be detrimental to your health.

You can become a backpacker even if you’re doing it for the first time. If you’re in for some adventure and be a backpacker, here are some backpacking tips for beginners:

Plan Ahead

You always have to plan ahead before traveling. You have to research well on what kind of environment you will be in. So before leaving to your destination, always check the weather condition and be acquainted on the nature of the terrain. In this way, you’ll become more prepared. Also, always bring a map of the trail.

As a beginner, you should start with a short one to two day adventure. You can go travel to a local tourist site or you could opt to travel to a nearby country.

What to Bring

As stated earlier, you should make your carrying equipment as light as possible. It is recommended that your sleeping bag, tent and backpack should be five pounds or less combined. When backpacking, you should put your safety as your priority so don’t bring unnecessary things. You should only bring things that will help you survive. Food, water, clothes, waterproof matches, first aid kit, knife, map of the trail, compass, flashlight, extra money and a whistle for emergency situations are some of the things that you should bring. Other things that you could bring are umbrellas, jackets, sunblock and a camera.

Don’t bring too much food. Bring only an extra meal or two. Also, pack your things ahead of time. Make a checklist of the things that you need to bring and double check so that you won’t forget anything.

Basic Outdoor Survival Knowledge and Skills

If you travel for an adventure as a group, it should be necessary to have at least one or two in the group who have the skills and knowledge in outdoor survival. You’ll never know what you’ll experience along the way so it’s imperative to have basic knowledge and skills on outdoor survival like knowing how to do first aid and treating a snake bite.

Go backpacking now with your friends and create your own experience that you’ll cherish for the rest of your life. It is what T.S Elliot said “Only those who will risk going too far can possibly find out how far can one go”. Travel and see how far you can go.

How to Travel Safely Overseas by Yourself

Are you an adventurer? Where is your first travel adventure? Have you prepared for it? If you like to travel, backpacking is the best way to see the world. If this is your first adventure overseas, there are things you need to know first.
Here are some tips if you plan to go on an adventure on your own.

Learn about the country’s customs and traditions

It is very important you learn about the laws, customs, and traditions of the country you plan to visit before you leave. Every city or state has its own laws and customs, so you had better read about them. Even if you don’t have plans to go to a certain city, you still should learn about it in case you change your mind. Also, check if your destination of choice requires special paperwork or visas aside from your passport and have those ready.

Make sure to have your passport and other essential documents with you at all times. It’s also recommended to have several copies of your documents. Hide these copies in different parts of your bag and make sure to have your bag with you at all times. Also, leave a copy back home in case you lose yours.

Travel in comfort

Waiting for your destination in a bus or a plane can be very frustrating. What you can do is make time go by quickly by bringing books, a comfortable pillow, an eye cover, or anything that will let time fly by. I load up my tablet with movies so I can watch them during long, boring trips.

Leave expensive things at home

If you travel solo, better leave all your expensive things behind such as your watch, accessories, etc. If you can’t do that, bring with you cheaper versions of your expensive things.

Keep your shots up to date

If you are backpacking into the great unknown, it is a good idea to get the right shots/vaccinations. Vaccinations are expensive but they last for a long time and they will be very beneficial to your trip. Also, each country has different immunization suggestions. So get some shots first before you go to a specific country.

Bring an updated local map

The minute you arrive at your destination, get your hands on the updated local maps soon as possible. Let your friends or relatives know where you are at all times. If you already have plans for where to go, leave a copy of those plans back home. In this way, your friends or relatives will know where you are or where people need to look for you if something goes wrong.

Use your common sense

Use your common sense. Always stay in areas where there are a lot of people or in places that are well-known. Be aware of the customs, traditions, cultures, and even wild animals in a particular area, and always stay on well-lit roads.

Backpack Or Guided Tour?

Most of us would be considering two choices when we want to travel, either to backpack or guided tour.

Backpack is the form of travel that you decide and arrange for yourself, what places to visit, when to go to those places, where is that place,why you want to go to the places and most important, how to get to that places.

Guided tour would be the form of travel, where you just purchase a tour package, and the tour company would plan and arrange everything for you. You have no choice over the itinerary of the travel. You only have to pay, and you travel is done.

Now, What to consider when choosing between the two.

1) Do you want control over the places of visit during your travel?

Backpackers normally wants to be free from others. We decide how long we want to be at certain places and just skip those that we don’t have interest. For guided tour, they cater to the interest of the whole group and not individually, thus you might be going to places you have no interest at all or not visiting places of your interest at all.

2) Do you want control over the itinerary?

Backpackers would have to arrange for themselves, when to visit a site and how to go to the site. This requires some research before they go travel. For guided tour, the tour company would arrange and decide everything for you. You just follow the group.

The above is the basic of choosing between the two type of travel.
Please visit my blog for more backpacking tips Backpacking Tips

Why Use Travel Backpacks For Kids

Part of the build up to the holidays and a trip or vacation is choosing new luggage. It’s always a good idea to involve the whole family and go out and buy children their own piece of luggage from a range of travel backpacks for kids.

It does not have to be a very large backpack. They come in various shapes, sizes, colours and themes. There is one to fit every price range. But, it would be a good idea to choose one that can be taken onto a flight as hand luggage. Many airlines now charge per bag if it has to go in the hold and it would add to the overall weight allowance.

The kids can pack it themselves, with whatever they need to keep them occupied during the journey. Particularly, with younger children this gives them a little responsibility. At the same time using packs can reduce the weight of the main suitcase and leave more capacity for the essential items.

Just remember to check, if you have to pass through security or passport control that the children have not packed any items which will cause problems, if they set the detectors off.

The backpack has to be sturdy and fit for purpose. Make sure that any straps are adjustable so that it can easily be altered to fit the child. They will be happy to carry a rucksack which fits properly rather than one that is heavy and uncomfortable to wear.

Fashion, style and colour will probably be more important to the girls than the boys and to get them to take ownership it is best to along with their choice. As many of the younger children are into various television themes or characters allowing them to make their own choice from travel backpacks for kids, could help to avoid a lot of grief later on.

Why Use Travel Backpacks For Kids

Part of the build up to the holidays and a trip or vacation is choosing new luggage. It’s always a good idea to involve the whole family and go out and buy children their own piece of luggage from a range of travel backpacks for kids.

It does not have to be a very large backpack. They come in various shapes, sizes, colours and themes. There is one to fit every price range. But, it would be a good idea to choose one that can be taken onto a flight as hand luggage. Many airlines now charge per bag if it has to go in the hold and it would add to the overall weight allowance.

The kids can pack it themselves, with whatever they need to keep them occupied during the journey. Particularly, with younger children this gives them a little responsibility. At the same time using packs can reduce the weight of the main suitcase and leave more capacity for the essential items.

Just remember to check, if you have to pass through security or passport control that the children have not packed any items which will cause problems, if they set the detectors off.

The backpack has to be sturdy and fit for purpose. Make sure that any straps are adjustable so that it can easily be altered to fit the child. They will be happy to carry a rucksack which fits properly rather than one that is heavy and uncomfortable to wear.

Fashion, style and colour will probably be more important to the girls than the boys and to get them to take ownership it is best to along with their choice. As many of the younger children are into various television themes or characters allowing them to make their own choice from travel backpacks for kids, could help to avoid a lot of grief later on.

Why Use Travel Backpacks For Kids

Part of the build up to the holidays and a trip or vacation is choosing new luggage. It’s always a good idea to involve the whole family and go out and buy children their own piece of luggage from a range of travel backpacks for kids.

It does not have to be a very large backpack. They come in various shapes, sizes, colours and themes. There is one to fit every price range. But, it would be a good idea to choose one that can be taken onto a flight as hand luggage. Many airlines now charge per bag if it has to go in the hold and it would add to the overall weight allowance.

The kids can pack it themselves, with whatever they need to keep them occupied during the journey. Particularly, with younger children this gives them a little responsibility. At the same time using packs can reduce the weight of the main suitcase and leave more capacity for the essential items.

Just remember to check, if you have to pass through security or passport control that the children have not packed any items which will cause problems, if they set the detectors off.

The backpack has to be sturdy and fit for purpose. Make sure that any straps are adjustable so that it can easily be altered to fit the child. They will be happy to carry a rucksack which fits properly rather than one that is heavy and uncomfortable to wear.

Fashion, style and colour will probably be more important to the girls than the boys and to get them to take ownership it is best to along with their choice. As many of the younger children are into various television themes or characters allowing them to make their own choice from travel backpacks for kids, could help to avoid a lot of grief later on.